Featured Rates: Home Equity Line of Credit: Simple interest rate as low as 5.00% and corresponding APR of 5.00%.* 10-Year Mortgage: 10-Year Mortgage: 5.88% Fixed Simple-Interest Rate with a corresponding APR of 6.09%. **

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Jill Mansfield Mortgage Loan Officer/Coordinator 866-226-5225, Ext. 3151 Contact Me What I enjoy most about my position with Thrivent Financial Bank, quite simply, is helping people. With more than 17 years of lending experience, I have the knowledge and experience to educate people and provide them quality personal service. It’s a pleasure to share the joy of first-time homebuyers, or help someone consolidate their debt at a lower rate. Finding the plan that fits your needs—that’s why I’m here to help. I am a member of the Realtors® Association of Northeast Wisconsin and the Valley Home Builders Association. In my spare time, I enjoy biking, camping, traveling, crafts, watching our children play sports, pretty much anything. I enjoy life to its fullest!		Lynn Mehlberg Mortgage Loan Officer/Coordinator 866-226-5225, Ext. 3542 Contact Me Whether people are buying their first home or refinancing their existing one, I am proud to make a meaningful difference in their lives as a mortgage loan officer with Thrivent Financial Bank. Over the past 20 years, my goal has always been to help others by providing professional, personal and courteous service. In my free time, I enjoy being with family and friends, going for walks, riding my bike and simply enjoying life!
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Ron Chmieleski Field Account Executive/Loan Officer Downers Grove, IL 630-598-2124 Contact Me As a Lending Professional with Thrivent Financial Bank, my focus is on doing what’s right for my Clients, and I take great pride and satisfaction in helping people. A lifelong resident of the Chicago area, my business background includes a rewarding career with McDonald’s Corporation at their World Headquarters in Oak Brook, IL. I transitioned into the Mortgage Industry 6 years ago, and I thoroughly enjoy consulting with and helping Clients understand how the lending choices they make can enhance their lives. I have been blessed with a positive outlook on life, and I try to share that attitude with the people around me. My personal interests and passions include a variety of outdoor activities (especially golf), driving, relaxing with good music; and my Weber grill rarely has a chance to rest!

* The simple interest rate as of November 17, 2008 is 5.00%, with a corresponding variable Annual Percentage Rate (APR) as low as 5.00% and assumes automatic payment. Add 0.50% to the APR without automatic payment. For loans of 79.9% loan-to-value or less. Certain restrictions apply. Application required and normal criteria apply. This rate is subject to change on the first of the month, but will not be lower than 5.00% and in no case will exceed 26%. You may incur closing costs of $25 to $500. $50 annual inactivity fee waived first year. Property insurance is required. Minimum periodic payments of monthly bills are credited as interest only payments. Interest only payments made during the term of the loan may not fully amortize the outstanding balance and may result in a balloon payment. Consult your tax advisor regarding the deductibility of interest. Subject to change without notice. Home Equity Lines of Credit are not offered in TX. The minimum Annual Percentage Rate that will apply to the rate lock for up to three portions is 7.50%, with a maximum of 26%. The Prime Rate as of November 17, 2008 is 4.00%.

** Annual Percentage Rate. The advertised rate is based on loans with 80% or less loan-to-value ratio for loans up to $100,000 and closing costs of $975. Call for details whether additional closing cost fees may apply that will affect your APR. Call for details on mortgage plans for loans greater than $100,000. An example of credit terms follows: A $100,000 loan at a simple 5.88% interest rate for 120 months has monthly payments of $1,104.19. Application required and normal credit criteria apply. Subject to credit approval. Rate accurate as of November 17, 2008 and is subject to change without notice. This offer is not available on investment properties.