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Loan Rates
Loan Rates
You can count on competitive rates from Thrivent Financial Bank.
All
Loan Rate Information is Current as of:
October 6, 2008
Rates
quoted on loans assume pre-authorized electronic payments.
Additional discounts may be available.
Car
Loans
We have
up to 100% financing for both new and used vehicles, including
sales tax and licensing fees. Used vehicle loans are based
on NADA guide book retail value and terms may vary based on
the age and mileage of the vehicle. Actual loan terms may
vary depending on vehicle make, mileage and age.
New
Vehicles
New car loans available at a rate as low as 5.99% Annual Percentage Rate (APR).
Certain restrictions apply. Application required and normal credit criteria apply. Quoted rate is for a new car purchase (2008-2009) up to a 48-month term and requires automatic loan payment from your checking account. Add 0.50% without automatic payment. An example of credit terms for this offer is: A $20,000 loan for 48 months at 5.99% has a monthly payment of $469.61. Rate current as of
October 6, 2008, and is subject to change without notice. Other rates and payment options available. Call toll-free 866-226-5225 for complete information on our new and used car loan programs and options.
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Boat
Loans (2008-2009)
The interest
rate and annual percentage rate on boat loans are fixed for
the term of the loan. A down payment of 10% is required on new
boat loans.
| Available Terms |
Annual
Percentage Rate (APR) |
Repayment
Terms** |
|
1 - 48 Months
|
6.99% |
A
$20,000 boat loan at 6.99% for 48 months equates
to a monthly payment of $478.83.
|
|
49 - 60 Months
|
7.25% |
A
$20,000 boat loan at 7.25% for 60 months equates
to a monthly payment of $398.39. |
|
61 - 72 Months
|
7.50% |
A
$20,000 boat loan at 7.50% for 72 months equates
to a monthly payment of $345.80. |
|
73 - 84 Months
|
7.75% |
A
$20,000 boat loan at 7.75% for 84 months equates
to a monthly payment of $309.24. |
|
85 - 120 Months
|
8.25% |
A
$20,000 boat loan at 8.25% for 120 months equates
to a monthly payment of $245.31. |
**
The terms of repayment disclosed above represent an example
of credit terms for a 2008-2009 boat that are
currently made available to customers and prospective
customers of Thrivent Financial Bank. Other terms are
available for boat loans. Please call 1-866-226-5225.
Thrivent Financial Bank also offers installment loans for snowmobiles,
personal water craft, all terrain vehicles, pop-up campers and travel trailers. Please call us toll-free
at 866-226-5225 for details.
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Boat
Loans (2002-2007)
The interest
rate and annual percentage rate on boat loans are fixed for
the term of the loan. A down payment of 20% is required on used
boat loans.
| Available Terms |
Annual
Percentage Rate (APR) |
Repayment
Terms** |
|
1 – 36 Months
|
8.25% |
A
$20,000 boat loan at 8.25% for 36 months equates
to a monthly payment of $629.04. |
|
37 – 48 Months
|
8.50% |
A
$20,000 boat loan at 8.50% for 48 months equates
to a monthly payment of $492.97. |
|
49 – 60 Months
|
8.75% |
A
$20,000 boat loan at 8.75% for 60 months equates
to a monthly payment of $412.74. |
|
61 – 72 Months
|
9.00% |
A
$30,000 boat loan at 9.00% for 72 months equates
to a monthly payment of $540.77. |
**
The terms of repayment disclosed above represent an example
of credit terms for a 2002-2007 boat that are
currently made available to customers and prospective
customers of Thrivent Financial Bank.
Thrivent Financial Bank also offers installment loans for snowmobiles,
personal water craft, all terrain vehicles, pop-up campers and travel trailers. Please call us toll-free
at (866) 226-5225 for details.
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Home
Equity Loans
The following Home Equity Loans* are offered at Thrivent Financial Bank:
Fixed Rate
Please consult your tax advisor regarding the deductibility of interest and charges on your home equity loan. Automatic payment is required to obtain the disclosed rate. Add 0.50% to all rates if another payment option is selected. Other terms and payment options available. Rates are subject to change without notice. Property insurance required.
* The terms of repayment of the loan disclosed below represent an example of credit terms currently made available to customers and prospective customers of Thrivent Financial Bank. An application is subject to underwriting criteria that may impact the actual terms and conditions of your loan request.
|
Available Terms |
Loan-to-Value Ratio |
Annual Percentage Rate (APR) |
Repayment Terms* |
|
Up to 240 months |
Less than 79.9% |
As low as 6.99% fixed
|
A $20,000 home equity loan at 6.99% for 240 months equates to a monthly payment
of $154.94. |
|
Up to 240 months
|
80.0-89.9% |
As low as 8.24% fixed
|
A $20,000 home equity loan at 8.24% for 240 months equates to a monthly payment
of $170.29. |
|
Up to 240 months
|
90.0-95.0% |
As low as 9.24% fixed
|
A $20,000 home equity loan at 9.24% for 240 months equates to a monthly payment
of $183.04. |
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Home
Equity Line of Credit
Thrivent Financial Bank's Home Equity Line of Credit* has a variable rate, with fixed-rate options that stays competitive with the market. Additional features include:
- Total Line is up to 15 years.
- You have the option to lock in a rate for up to 3 portions of your credit line at a time.
- Access funds easily with a no-fee Access card, check, phone, mail or in person.
- Lines available up to 95% loan to value (LTV).
Up to 180 months |
Less than 79.9% |
As low as 5.00% |
| Up to 180 months |
80.0-89.9% |
As low as 5.25%
|
| Up to 180 months |
90.0-95.0% |
As low as 6.00% |
* The Prime Rate as of October 6, 2008 is 5.00%
, with a corresponding variable Annual Percentage Rate (APR) as low as 5.00% and assumes automatic payment. Add 0.50% to the APR without automatic payment. For loans of 79.9% loan-to-value or less. Certain restrictions apply. Application required and normal criteria apply. This rate is subject to change on the first of the month, but will not be lower than 5.00% and in no case will exceed 26%. You may incur closing costs of $25 to $500. $50 annual inactivity fee waived first year. Property insurance is required. Minimum periodic payments of monthly bills are credited as interest only payments. Interest only payments made during the term of the loan may not fully amortize the outstanding balance and may result in a balloon payment. Consult your tax advisor regarding the deductibility of interest. Subject to change without notice. Home Equity Lines of Credit are not offered in TX. The minimum Annual Percentage Rate that will apply to the rate lock for up to three portions is 6.50%, with a maximum of 26%.
Home
Loans
Thrivent Financial Bank has home loan programs available with both fixed and variable rate options.
View available products and rates.
A Bridge Loan can be a good solution when you're waiting for your current home to sell, but need money for the downpayment on a new home. Call us today at 866-596-1501 for details.
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