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Your Strategy  
  Now is a great time to revisit (or create, if you haven’t already) your retirement savings goals. Are you saving enough? Could you budget to save even more?   white space Picture of retired man
 
   

Most importantly, do you have the right mix of investments to reach your savings goals? The answer will depend on where you are now, when you hope to retire, and your risk tolerance.


Why examine asset allocation?

Asset allocation is an investment strategy that involves spreading your investment dollars across various asset classes (stocks, bonds, and cash, for example).

A diversified portfolio may be able to achieve higher long-term returns with lower potential for risk than a portfolio that’s concentrated in a single asset class.  Risk may be reduced because different asset classes often experience highs and lows at different times.

Through the years, your asset allocation strategy will likely need to change. Work closely with your Thrivent Financial representative for expert assistance with identifying opportunities to grow your savings at a rate that will help you reach your goals.


Don’t have a strategy in place?

Having a retirement strategy can help inspire you to save more, starting sooner. It also boosts confidence by showing you step-by-step how you’ll reach your goals.

Your Thrivent Financial representative can help you get started. From help with budgets to creating a detailed savings strategy, we’ll make it easy to prepare for your current and future financial needs.
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4321 N. Ballard Road
Appleton, WI 54919-0001 USA
800-THRIVENT
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Minneapolis Office:
625 Fourth Avenue S.
Minneapolis, MN 55415-1624 USA
800-THRIVENT
(800-847-4836)
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Thrivent Financial for Lutherans, its affiliates, Financial Representatives and employees do not provide legal, accounting, or tax advice or services. This summary information is provided for your education, and to help you start preparing for retirement. It is not intended to be tax or legal advice. We strongly advise that you consult your legal and/or tax advisor before making any tax-related financial decisions.

Thrivent Financial for Lutherans, Appleton, WI 54919-0001, is authorized to conduct business in all 50 states and the District of Columbia. NAIC # 2938-56014. Products issued by Thrivent Financial for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements. Not all products described are available in all states. Thrivent Financial representatives are licensed insurance agents. Insurance and retirement products, where available, are individual contracts, (not group coverage), and issued by Thrivent Financial for Lutherans. Investment products are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415-1665, a wholly owned subsidiary of Thrivent Financial for Lutherans. Member FINRA. Member SIPC. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc.

Bank products and trust services are offered through Thrivent Financial Bank, 2000 E. Milestone Dr., Appleton, WI 54919-0006 (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank. Variable insurance contracts, investment products, trust, and investment management accounts may go down in value.

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This document was last updated on Thursday, May 17, 2007 at 12:21 PM